It also necessitates an understanding of the law — and at least a tacet understanding about where being an investor ends and where needing a licensed agent starts.

Loan Modifications after Forebearance - ok, you didn't get enough stimulus, can't get the right job, but don't want to sell.

IMO the lenders will work out some kind of payment arrangements with those borrowers who can afford to pay - a loan modification with a higher monthly payment or a loan modification that puts the arrears into a second mortgage that is payable on sale or at a refi or at payoff of the primary mortgage.

Some got loan modifications so part of the loss of equity was 'forgiven'---but if the property goes back up in value you got to pay back that forgiven amount. 

Depending on the new lender, you may be able to request a loan modification.

higher cost of development necessitates higher rents for those needing new rental unit.  

When I worked at the bank in default prevention we processed modifications, deferments, and forbearances for clients.

There aren't many electricians left who know how to splice into it properly, and every time I've seen it in real life, there have been questionable modifications made to it to add circuits and things (because electricity demands have grown substantially in homes since the 40's, people want more outlets, etc. additions and remodels have been done to most homes of that vintage, usually insulation has been added around it also, creating a fire hazard if any insulation comes into contact with the K&T.

Then be notarized and wire the funds, they don't table fund even in those states...Seller cannot be late in past 12 months or in default or in a modification or any other troubled asset review department like bankruptcy.FHA's are mostly assumable, VA is but VERY tricky as it isn't good for the veteran - they lose a percentage of eligibility.Servicers do not have loan officers to help you, they don't get paid on assumptions.

Any construct that necessitates using a portfolio lender is automatically too expensive in many cases.