If they are willing to pay a deposit a year in advance, you are not charging enough.Where my daughter goes to school it is quite common to sign leases over 1 year in advance. 

Here are some common hurdles that many investors face:Market Conditions:Project Management Risks:High Upfront Costs:Finding a Reliable Lender:Regulatory and Inspection Hurdles:Cash Flow Management:If you're in fix and flip game and need to secure funding.

Also if he is just taking PITI into the equation, he is missing/withholding info about utility costs, stocking/supply costs, cleaning costs, etc. 

Window units are very common in Columbus.

. --- So, if you're renting out rooms and everyone shares common spaces like the kitchen and living room, you're in the clear of those ADU rules.

Noise and smells, hours of operation, and access issues are very common, and many commercial tenants have conflicting needs with residential.

@Garrett Brown Can you tell me what's a home run, and is it common for the lender to change prices like you've stated in this post?

I would like the system set up where the tenant pays for the utilities.

I utilized an assumable loan (all VA and FHA loans are assumable by law) for my most recent home purchase and am hoping to do this again for my next one! 

Buying a property for rental use with minimal down payment and manageable monthly payments is a common goal.