.: Decided to try to use Obie on a new acquisition because my traditional insurance doesn’t do new policies in California and the insurance agent recommended by my loan officer just wasn’t working fast enough (CA Fair Plan seems to be at fault) to meet our closing calendar. 

.🔹 Creative Financing – Traditional loans don’t always work for distressed properties.

We are priced well, but no offers on the traditional market.

In contrast, a traditional TN LLC may face challenges due to limited charging order protection, potentially making it less secure against creditor actions.To address these concerns, some investors use a two-tier structure where a TN LLC—holding the property—is owned by a Wyoming holding LLC, benefiting from stronger asset protection laws.

There is a light at the end of the tunnel, be strong... and then maybe call your local councilperson to tell them about the horrible situation you're in.

So she would have earned say 5% on her $280k (from a traditional sale after commissions.)  

Unfortunately each one is worth 25k. thank you  traditional lenders are not going to finance these properties.

The dollars for the light renovations would be the only money you'd pay to us directly.

I will still use alt. lenders from time to time depending on the circumstances but I will also achieve similar LTC financing through traditional banks and when I go to my capital partners with a term sheet for 85% LTC through a traditional bank with a fully capitalized interest reserve, healthy contingency funds and soft costs built in and the real estate great, its far easier to raise capital because far less equity is required to fund the deal but this all starts with the quality of the real estate.

I provide short term rental furnishing and renovation finish list that includes paint colors, light fixtures, cabinets etc.