for me it was income potential of earning commissions instead of salary.so at 18 I got my RE license.. and while it was a bit of a chore getting going as it is for most agents..

Ideally, they use AIR DNA/Similar data or have an in house committee that decide the income used for the DSCR ratio.

inconsistent or less idea income sources?

My wife and I have business income and our accountant can divide the income according to what would be the best for reducing tax liability.  

DSCR qualifies borrowers with rental income rather than personal income, so you don't need tax returns.

However, I had to subordinate the sellers note to 2nd position (hint: set up that language in advance to streamline the process, if that's the direction you're going to go).Since the ARV was high enough, and the potential income would support the mortgage and expenses, it all worked out. 

DSCR loans won't use your income to underwrite the loan. 

I agree with finding quality comparable properties and basing your income off these.If there aren't any, why is that?

Hi Hayley, yes, this is an actual strategy called income hacking!

@Ryan Dori lots of options besides DSCR. 1 Year income, Asset Depletion, Bank Statements, and P & L only loans.