Long term Texas should remain strong for multiple strategies. 

Permitting is painfully slow, even with long cultivated relationships with the county.

Still, I think you'd find it difficult to find one that would be a good long-term investment unless you had another ~20-30 years to go, it's at least cash neutral, and you don't plan to hold it too long (to avoid too much investment loss and before you get to the point where it's unsellable because of too few years left); that's another way of saying that maybe it suits your cash needs in the near-term or is at least less of a pill to swallow than other options until you find something that's more of a sensible long-term play

I’m a short-term rental host, owner, and operator, and I do a lot of STR/mid-term rental investing and management.

Purchase price: $325,000 Cash invested: $2,485 Long term investment.Hey @Kevin Gamboa.

I’m based in Tampa and run Graystone Investment Group, focusing heavily on helping (out of state) investors find and manage properties here in Florida.Totally agree on the importance of understanding those short-term rental rules in Florida—each area can feel like its own little country with all the different regulations!

Here are my recommendations for you.Since you and your husband own the duplex under an LLC, with one unit as a mid-term rental and the other as a long-term rental managed by a property manager, having the right insurance coverage is essential.Your property manager’s $100K liability requirement is low.

Mainly 4 types of client buyers I have right now.1. 1031 buyers converting active assets like SFR and apartment buildings like NNN with long term tenant with primary lease and investment grade credit.2.

Where the loans go wrong is usually not with the loan terms. 

With one long-term rental and a full time job, advance tax planning opportunities are going to be limited.