You don’t have a large enough portfolio of houses for a lender to feel comfortable without a personal guarantee. 

Pros include securing the desired property and strategic planning, while cons involve higher costs, financing challenges, and complexity.

Now most people in CA do not feel $100K is a lot but to the rest of the US its a big chink of change. 

You would work with other lenders and do a participation agreement, but many of them will require you to put in 20-40% of the money, have a net worth of 2x what they are including as they will want you to buy back the loan if it goes into default.3.

Feel free to share your personal experience around these kinds of folks.Thanks, and Merry Christmas!

Just don’t feel like you have to walk into the arena blind.

Feel free to comment or DM me—I’m always excited to talk real estate!

The contract must contain:the contractor’s name, address and telephone numberthe approximate start and completion date, including any contingencies that would change the completion datea description of the work to be performed and the materials to be provided to the consumer, including make; model number or any other identifying information; and the agreed-upon price for the work and materialsa notice advising you that you have three business days to cancel the contract, unless during an emergency you waive the right in writinga notice that all payments received by the contractor prior to completion of the contract work must be deposited in an escrow account

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I imagine you are still feeling the effects of Helene.