Real estate investing is what your all about in this post, the podcasters have moved on to more of a hotel type business, involves real estate but more importantly it’s a hands on business not a real estate investment.

@Steve SchmidtYou need some type of partial agreement but if you have never done it questions that come up are1.

Better than typing it out here. 

I’ve had pre approval letters submitted to me from legitimate institutional lenders for a property I was selling that was a type that lender didn’t even lend on.  

Not a soul, and I deal with all the types.

Do you know if they are leaving that type of market or is the carrier non-renewing for another reason?

Deciding between an SFR or a BRRRR strategy can really depend on your risk tolerance and the type of cash flow you’re aiming for.The BRRRR method can be great for long-term equity building and maximizing your returns if you’re up for a more hands-on approach, especially in markets where property values allow for renovations that increase value.

if you aren't will to or don't want to go into those types of areas, but by all means the FHA or 5% down conventional 2-4 unit loan is gonna be the way to go in my opinion.We did a house hack as our first move into reale state investing and it was the best thing we ever did and continues to expand ints benefits to us every year, So I am a huge fan of the strategy. 

Apparently you can do it with a "Crédito Multifunções" but there are some restrictions implemented by the Bank of Portugal: If the property was acquired less than 2y ago: This type of loan is limited to 80%-Loan To Cost (from what I understood rehab costs are not included).If the property was acquired more than 2y ago: This type of loan can be used until a max of 80%-Loan to value not limited to the acquisition cost.Let me know if you had different feedback. 

All of those issues you listed could have even more major underlying issues and if there has been this type of neglience I could imagine what else was over looked behind the walls.