Predictably Irrational, Revised and Expanded Edition: The Hidden Forces That Shape Our Decisions by Dan Ariely5.

came into being, and most of the predictions Reagan made on that record haven't happened.Why is that?

This Business Week article is a couple months old and it predicts a couple more down years followed by a return to normalization.

I thought this thread might take our collective minds off of the economic vortex we're in.Anyone have any predictions on the Oscars?

So, it's more like switching spouses than getting rid of one.Now, as to predictions.

He is predicting the Alt A Crisis will be bigger than the subprime crisis.

Goldman predicts rapid deceleration: http://calculatedrisk.blogspot.com/2008/08/goldman-second-half-slowdown-ahead.html2.

I also feel I have a different approach than most, I genuinely look for and expect the worst so I am prepared for this outcome and when my predictions are wrong it is usually to the better and it makes the tasks go much smoother because they were planned with a worst case scenario.I work a full time job that usually is easily a 50+ hour workweek and then do my real estate business outside of that as well as maintain time for my young son amd wife.

You literally get a checkbook and can write checks for any expenses as they occur.So, HEL: predictable terms, all cash comes at once, locked in interest rate, locked in payments HELOC: variable interest rates, tap in as you need (flexibility), pay off - re-draw, as you wishIt comes down to what you need the cash for.

It's that they're hard to predict.