Compact fluorescent bulbs are better, but they are not as good as the best solution- LED bulbs. 

A sense of proportion is useful here.

My husband and I are torn between leaving the property with a washer and dryer hook up, or putting in a compact washer and dryer.

I could put a compact kitchen in the mini-studio.

Your opinions on the program are your opinions, but funding levels aren't.Funding for Section 8 has remained relatively constant as a proportion of HUD funding over the last 15-20 years, obviously there is always a risk that that will not continue, as there is a risk the gov't will no longer back mortgages, etc.

The trash goes into a closed unit that compacts the garbage automatically every now and then.  

It's a tiny thing with a wash tub in one side, and a spinner on the other.http://www.amazon.com/Panda-Compact-Portable-Washi...I use double lint socks over the drain hose, and two other mesh screens after the lint socks, to catch all of the lint. 

And the 2 (out of 4 units in each building) units that did get to use the carport, could barely squeeze their cars in next to each other, and only compact cars could fit into it with the door closed. 

A home loan being closed as "Settled - less than full balance" may suggest a possible short sale or recent bankruptcy where the home was not reaffirmed.A surprisingly large proportion of bankruptcies are reported inaccurately.

But I've always managed to find insurers.You can cover it with vinyl, but if you have a property with nice bones (say a nice, or even a middle class old Victorian) putting vinyl over it may throw off proportions of any attractive molding the building may have.If it's a property on Munjoy Hill/West End of Portland, you may want to consider remediation, as it would likely pay off in increased value/aesthetics/resale.