I'm no accountant,  but I can smell an audit waiting to happen.  30% down. 30 year amortizations and rates in the 8's.

Their interpretation: you don't smell like money!

She claimed the stove smelled like mouse urine when she turned the oven on.

If any of your borrower's default, your investor could be facing an uphill battle. 

The water had some sulfer smell to it whixh sounds likes it may have also had iron from what i read.  

Smells, bugs and rodents can deter me from the inside.  

The (formerly) nice wooden floors were soaked with cat urine and the place smelled exactly as you would expect it to. 

It's been a battle.

Furthermore, if the issue is vacancy, they claimed that the property would be protected while vacant (up to 6 months).So yes, I agree if the recipe calls for apples, I shouldn't use a watermelon, but what if watermelon just coincidentally in their dialect happens to look, taste, smell and bake just like an apple...it just happens to be twice as large for the same price?

Yes, there are obvious soil stains, the entire house has a very strong smell as well.