Hey everyone, I'm a highly seasoned multi-family investor and developer in Canada, with a track record of successfully developing over 800+ units.

Welcome to BP Steven,These forums are a great place to learn and meet people, whether you're just starting out or you're a seasoned investor.

Hi Alex,Like my colleague mentioned, you could either purchase the property from your grandmother, but would need down payment / reserves to support loan requirements or have your family add you to the title of the property to meet minimal seasoning underwriting guidelines to refinance the loan in your name. 

If you are buying it as an investment property, you are buying it at a much higher rate than a traditional owner-occupied loan so you must be in a primary residence now and are just planning a just-in-case scenario.At first, I thought this was a no-brainer answer as if you can do whatever you want, but those investment loans are banking on the income projected as part of the collateral for the loan so it's a good question.A seasoned lender or someone who has had to move back into one of their properties will get you the best answer.

Yes, the SW is dry and we will see who hurricane season brings for the SE.

But generally you can rent anywhere for 30+ days AKA a seasonal rental or MTR. 

Keep older accounts open to maintain a longer credit history.6.

But the actual impact in the long term we don't know yet, but what it seems so far is that it's not good for older tech or older management in tech field if they are not agile enough.

that's the issue with older properties in the midwest.and the weather is not as good =) but you know that. 

If its an older home w 2 wire service you’ll need to have PGE upgrade to 3 wire service.