I am a retired Air Force Veteran turned Lean Six Sigma Black Belt facilitator, teacher and performance improvement consultant for an academic medical center.

Other similar examples I would group that with: highway billboard, park bench ad, food separator when buying food at the grocery store and you place your food on the conveyor belt for the cashier, etc. 

Our utility does energy audits including one with a blower doors (to see the amount of air leaks) and infrared imaging (to locate leaks).

My point is that those kinds of deals aren't rolling off the turnkey conveyor belt.  

@Jeff Burdick  I was looking at providing some equity for a few flips In Wriglyville.. those pads were selling for 3 to 4 million each.. no sign of massive issues... its the same in most of the mid west rust belt cities you have socio and economic obsolesance and you have movement from those areas by those that want better schools and housing.. markets shift and change... just the way it is.

From reading on here and listening to the podcasts, it seems this isn't too uncommon in the rust belt. 

Hi Tim,10% @ 80% LTV is certainly more than reasonable for HML to a borrower with no experience under her or his belt.

It's likely a small town or cold belt type state that overbuilt to begin with and the states are anti business and population moving away.

Just need to get a few flips under our belts and I think she will come around.  

Thanks for service, @Sean Snizek - you've earned the best tool in an investors belt, access to VA loan rates.