I live about 15 minutes away and have attended a church there for twenty years. 

If an old poor woman in Harlem can go down her street and buy twenties, potato chips and soda, but have to take the bus to get to where she can find produce (Ref.

I believe that a capable twenty-something, with an eye open for opportunity, is going to find a better use for that $5,500 than putting it in a Roth and indexing it over 30 years.

@Jon Klaus  seems like every year is different.. but yes we see slow down this time of year then sales come roaring back after the holidays  at least we hope they do.. price per sq ft we are 5% under Linnar.. and in a better high school district.Also as to not compete head to head with the 700 lbs gorilla. we went with NO HOA and our plans allow for RV and or boat pad next to the house.. which is very uncommon in our area given the metro mandate for small lots..

I see you say you began in 99, I started about twenty years ahead of you but you might see where I am comming from if you review my profile and work history.

Three air force bases fits that bill to me.If the area with the fourplexes has a very minimal twenty year chance of decreasing in value, I would buy for the cash flow.If the area has a good chance for moderate increase over that time period, I would buy those fourplexes and reinvest consistently to improve the properties and area.

Hence they end up being paralyzed instead of joining the veterans and making money in the twenty trillion dollar real estate industry.I bought most of my properties in and around my area of Riverside and San Bernardino Counties.

Twenty five years ago (or so), the building was wired for cable.

Brief summary: I'm twenty two years for age, working full time for an engineering firm as a test engineer.

First, the average investor reliably underperforms the stock market(here's a link which shows that the average equity fund investor earned a little over half the S&P 500's return during the last twenty years.)