Not to sound discriminating, but what kind of person hoards? 

If not you can close and simply pull out a 2nd or opt to take out a personal loan and consolidate on the ARV at the 6th month mark.  

I’m looking to get started at using my people and negotiation skills in the market fully, I’m hunting for properties in the UK that can be hidden gems or fixer uppers, with a keen eye for architecture and a clear understanding of value and use I’m thoroughly analysing websites and in person sites for good deals.

Vet the person/people before anything else.  

This is why being a landlord can be unpleasant because you are dealing with different personalities.

"I'm sorry to disturb you, you may not be the right person for this

Interest is 18%.for a total of 30.5k in debt.current financial status:1k emergency fund.1k in reserves outside of that.6 month plan:I'm going to japan in march with my sister so i'm currently reserving my money to do cool things in japan as it was my personal incentive to get my *** into gear and get my life together.after that trip i'm planning to tackle my debt in order of highest interest rate to lowest interest rate.I believe i can comfortable put 2500 a month into my finances. so i expect to be able to be debt free roughly a year from march.After that: im planning on parking my money into the smp 500 to help it grow until i have enough money for a downpayment on a duplex to a quadplex and doing the houshacking strategy yall talk about.

@Ryon PaxHave you considered cutting some of your personal expenses to pay for the HELOC or find another way to generate added income?

If I remember right and it is the same person he lived either in NC or SC and was moving to Spain for a year or something like that.   

My personal opinion is that any time is the right time to invest if you can find opportunities that meet your Return on Investment goals.