Here's where I think there is a work around: if you do a ton of research and find what homes have sold for in a desirable area 10, 20, 30 years ago and see that the value has consistently appreciated then it's probably safe to say it will continue to go up.

Commercial is not really very consumer friendly.As to redlining, lenders must be consistent in the loan requirements and underwriting, the can't treat one application significantly different than another, as in using different appraisal techniques for one area, that is still redlining. 

Selling a property one time wouldn't be considered any type of consistent or stable income.Do you have rental income from your properties claimed on schedule E?

@Prashanth Prash, I can't speak to what others are doing, but I just closed one where the borrower's entire $70k down payment, closing costs, and PITI reserves, on an investment property purchase, consisted of borrowed money secured by her primary residence as a private 2nd mortgage.

Basically, multiply the rental rate by 50 and determine what a reasonable purchase price for that type of rental property should be. 

Myself; yes I have a multi layered multi relational multi organization that consists of layers of ownership from corp down to operational state llc's inside llc's, corps that lease to other corps, venture capital funding, ownership's inside ownership's.......

Asking Price: $695kGross Rent: $54645Gross Multiplier: 13.30 (According to MLS)CAP: 5.1%NOI: $36,066 - they didn't factor in vacancy or management and I believe the posted utility cost is lowMy Estimated NOI: $25115$25115/ 0.051=  $492,500Is it unreasonable to offer $492k - $520k?

Example of a Superior comp:6727 Johns Ct Arlington, TX 76016My property that is located in an secluded area consisting of only 25 homes:4006 Shores CtArlington, TX 76016 

It really comes down to your own tolerance level and how consistent you are.  

You just have to allocate a budget to do it consistently.