Whom am I to believe, you, a professional in the business for 10+ years with a verifiable track record of success and a willingness to provide information based on your experience and education at no charge, or my guru who has never run a note business and has been banned from the securities industry for life for violations related to stock dumping 6 years ago?  

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I think it is best with a solo(k) to take it to the next level and work with a professional such as a CPA or your advisor, to ensure that all your transactions are proper and are not considered prohibited.

The top performing STR properties - are they thru professional host and/or small investors? 

Yes, it is possible, but the procedure is indeed confusing, and even we tax professionals, myself included, have made incorrect statements.It sounds like you have already filed your 2023 tax return.

This might be due to subsidy or assistance programs where payments are deferred or not required under certain circumstances.Verify Loan Terms:Contact the lender or servicer handling the HUD loans to get a clear understanding of the terms, especially regarding interest, payments, and any special conditions tied to these loans.Consult a Real Estate AttorneyGiven the complexity of dealing with multiple HUD loans and the potential implications for your “subject to” deal, consulting a real estate attorney or a knowledgeable real estate professional is highly recommended.

To navigate these complexities and ensure you’re optimizing your tax strategy, it would be wise to consult a tax professional who specializes in international taxation and U.S. real estate.

Real estate professionals, what’s the most painful or repetitive part of your job that you wish you could automate or eliminate entirely?

I'm starting to think she does this professionally and is a real estate "ambulance chaser".

As a professional property manager, we do move-in and move-out inspections and if those photos do not match, the tenant is responsible.