If you have an Aldi near you it was a game changer for us. 

Unfortunately it's a game, and it's just gotten more and more convoluted since TX doesn't regulate Roofing, like foundation work, so anyone can grab a hammer and ladder to say "I'm a roofer!"

The idea of debt-free is that if a person is going to retire and has to completely depend on the income, they don't want a severe recession surprising them and causing them to default on the debt and losing the properties.In a normal world, I would do that as well.

House hacking means you can use low-down-payment loans (FHA/VA/Conventional) to keep more cash on hand.Network with Investor-Friendly Agents – A good agent who understands house hacking & multi-family investing is a game-changer.

REI is a long game, but, in my opinion it is the best way to build wealth.I would start by narrowing down your market. 

She is only upset as she is trying to game the system and you may have ruined it for her with this place.

Are they in your personal name or an LLC (or LLCs)?

It’s definitely a street-by-street game in many areas

I mean if you have specialized knowledge its fair game to charge for it..PuuuLEASE, it is far from the "same" program".

A vibrant game room.