Now granted this is rare to the extreme but if your the one losing out its painful.

I made enough mistakes to cause enough pain so that I crawled into a corner and curled up in the fetal position for 30 years.

@Loan NguyenAs someone who grew up in the Bay Area (just north of San Francisco), I feel your pain. 

.: Bitcoin Went Down - Not Quite Ready For Prime Time Just Happened Nov 29 2017 1) Retracement is over due2) Exchange is not used to the influx of demand, all part of growing pains.

There should be other options, however with an LLC and fourplex - yes, DSCR is by far most likely to be your best option unless you do the heavy lifting with local banks and credit unions (and these are increasingly not great options for this type of stuff as they move painfully slow and are under lots of regulations and restrictions)2) I haven't yet reached out local banks, but seeing the quotes from brokers makes me wondering if Banks may be better? 

Will it be a painful experience?

Depending on their financing scheme , most of them needs debt restructurization after year 4 or 5 which means LP losing money.everyone buying with sub cap 4 , they have to exit , banks want the money , they want exit with cap 4.5 ; buyer like us is asking for 5 cap.The only way they can survive is by the fed cutting rate next year or there is massive debt refinancing deals given by the banks What is funny is like at the end it would work just like you described a year ago James , there would be TARP 2.0we know there would be huge losses for LP this year but the actual owners of those asset are actually the lender.Now the lender is getting screwed, if big bank collapsed due to CRE, the Fed has to create tarp 2.0 ; just yesterday there are news that the Fed is asking for the bank to increase their capital requirements LOL so the Fed would give cash infusion to the banks…and restart QE lolSame cycle like 2008Now were getting into a different post and stepping from Econ 402 into Econ 708. 

Fire this management company and get one that will tell you the truth (even if it's a painful truth).

I feel your pain.

So, Brandon, if your capital reserves are 150kish, I would really think about doing some BRRRRs or Flips even to generate cash cause that 150k will be sucked up in 2 - 3 deals, instead you can use 150k to scale and never be out of the game.I wouldn't rush to infuse 100% of the capital in two holds.