Jen Mac - very astute!

Conventional - I'll define these as loans that come from Fannie Mae and Freddie Mac (if you recognize those names).

@Mac Boeve Michigan statute requires you to provide a MoveIn Checklist to every tenant, which they have 2 weeks to complete and return.If you fail to provide one to tenant, it may exempt them from MoveOut Damages.If tenant fails to provide you a completed MoveIn Checklist, they assume all MoveOut Damages.If tenant fails to give you forwarding address within 4 days of MoveOut, you technically don't have to give them an Itimized List of Damages - meaning you can theoretically charge them for anything, any price.You should know, a judge may disagree with you if tenant takes you to Small Claims Court to challenge your SD deducations. 

Thank you @Scott Mac!

Quote from @Scott Mac: Do you guys think It might be too much money chasing too few offers? 

Quote from @Scott Mac: You can lead a horse to water but you can't make him drink.Just my 2 cents.They refuse to even be led to water.

They have their own device you need to purchase and install.

Quote from @Scott Mac: Just some food for thought on your hunt for the Red October.Are you looking hire an ttorney To teach you creative strategies And recommend Creative strategies  to you, or are you looking for a chain dog to implement your creative strategies?

Quote from @Scott Mac: St George Utah,,,,Cleveland--we aren't in Kansas anymore.

Non-QM loans are financing products that are outside of Fannie Mae/Freddie Mac and are non-traditional and because of that, they will typically have higher interest rates/points.