I’m currently looking to buy my next primary residence to house hack.

Then apply May 2025 for HELOC on primary. 

Things like:- having them name you as an additional insured- having their policy be Primary and Non-contributory- Requiring that their policy provide 30 day notice of cancellation- Having their policy waive subrogationThe Tenant should have General Liability, Professioanal Liability, Workers Compensation, Business Auto, and possibly Accident/medical coverage.

Leaving the property empty will not make a difference for a primary residence mortgage.

I am house hacking my 1st SFH rn and none of them have rental insurance but I do manage the utilities because I live with them so I ask them for their part of the bills/utilities...I will probably take my name off the utilities once I move out and make the primary tenant get the water/electric in their name...

If you plan on using VA eligibility to purchase a home then you would have to buy it as a primary residence. 

You can easily locate a decent lot and include that into the primary manufactured home purchase. 

Purchase price: $140,000 Cash invested: $140,000 ARV 375,000...currently making monthly interest only payments to investor...using as primary res....Will refinance in a few months and use equity for other investments.

If certified mail cannot be delivered, an email to the primary representative on the Member’s account shall be deemed sufficient.

Note that in most jurisdictions, if you rent the primary unit and live in the JADU, the primary now has become rent controlled.