It is not taxes, does not report to credit, does not affect your debt to income!

HELOC or CREDIT line against your home.

We have an in house risk assessment system that includes credit, property value and other factors to score a loan.

.), plays a big role.Generally, there are three main refinance options for BRRRR method investors: Conventional loansBank/credit union loansDSCR loansConventional loans are generally defined as loans originated under GSE (Fannie Mae/Freddie Mac) rules and guidelines and securitized.

We don't care about member's income, credit etc.

Have BP make them run, and pay for, their credit report.

All this to say, my base case is that right now rates are the lowest they've been in almost a year and it's more of a gamble to wait and see what the Fed does than to take what we have now.

The value of the land is estimated to be about 35% of the total cost of the project, I have an excellent credit score, high income and very low DTI so qualifying for a loan would not be an issue, other than the fact that I am not a GC.

Be the cash/credit partner or find cash/credit and you will learn as you go.

The best rates will be NonQM and lowest cost as they don't force a commercial appraisal for example.