Between keeping up with news, trends, company research and data it gets exhausting.

.- Swap out shower valve - Install trim for shower and vanity faucet including p trap and full plumbing connections for function shower, toilet, and vanity faucet system- Reset toilet or install new toilet, caulk baseTile / Flooring - Provide new cement board with waterproofing - Install tile (provide exact spec, and designate wall and floor tile specs)- Install 12" x 12" niche in shower on adjacent wall to shower head, center on wall- Install new floor tile, (provide grout color spec for shower and floor)Mechanical - Swap out grille on existing exhaust fan Electrical- Provide GFCI outlet next to vanity - Install new vanity light fixture - Provide can light fixture over shower area- Install trim for switches, covers, etc.

So assuming both you and your husband's name is on your primary residence that leaves you each with 9 available mortgages. 1st step should be to exhaust all 18 of those using 25% down.

Very exhausted though. 

I have installed several on-demand systems in the majority of our rentals for both convenience & gravity exhaust safety.

Do all of this while using conventional and FHA financing.After you've exhausted ALL of your conventional and FHA financing, you should consider a DSCR loan but not before.Stephanie

An umbrella policy only covers you after your primary policy is exhausted.

By all means, I am not here to "have" everyone to agree with me, I am far too exhausted fro that, my only purpose is " how to get my money back " period !! 

unfortunately, all avenues will be exhausted and you could end up in an asset fat; cash slim situation which is not good for you or family.  

Hopefully not the hard way.I found it pretty exhausting as an individual trying to vet deals myself.