Buy a lot, install fence and lighting and gate access.

Consider your site- what is the accessibility?

As you look to scale your portfolio, first, ensure your mortgage terms allow for flexibility, such as the ability to refinance or access equity.

They have too many restrictions to investors.

@Jacob Zivanovich, at this point I would not even bother with paper applications especially if you don't have access to a well vetted one.

Anyway, I like (as an owner) getting access to the monthly packet, digitized receipts, etc. 

Bedrooms are cheap.We will likely see zoning law changes in 2025 for the city of Milwaukee that will lift restrictions on ADU's (google GrowingMKE). 

I am an active duty Marine so we do have access to the VA loan.

Request minutes for the latest HOA meetings, statements, CC&R (Covenants, conditions, and restrictions). 

Now there are a ton on AI chat based tools and they do a decent job.They can create a script on how well you tell them to do.you can use the AI chat websites likechat.openai.com  -- no access to the web for real time datachat.perplexity.ai -- this has real time access to the webChat.forefront.ai -- Has access to real time webyou can use them to create:1.