So even if you had a buy out agreement negotiated up front and execute that buy out agreement, the bank would still require him to be guarantor unless something drastic changed on your side financially.The best scenario here would be to purchase and rehab the property using a hard money lender or bridge lender.  

The only thing that bests fear is courage and we only need a mustard seed of that to get things going...People often spend money on college and never go in to the field they spent that money on...the greatest lessons and the ones most remembered are learned 'on the job'.Wishing you more good news in the future and an exceptional 2025. 

Natural lights (Windows + Skylight) and kitchen island get you the best ARV ;) !

No fee's when I access rate is a tad higher.

Unless you use a local professional familiar with the market, who you trust, best way to know a good deal is to study the market.

Best of luck, and if I lived nearby I think I’d be bullish on, and potentially investing in the area as well! 

Also, you could consider buying something with "hard money"; this comes at a higher interest rate, but you might be able to get into a property and either flip it or refinance it.

interest rates and prices are basically too high right now."

. • Single unit properties get pro-rated.

It always better to be safe than sorry, but the building dept will let you know what the best course is.