Cash flow is king.As Josh always says on the podcast, appreciation is icing, if it's there.Remember, the markets that swing the most, and give the most possibility of appreciation, also have great potential for depreciation - and going under water places all of your investments at risk.

My main concern is cash flow, right here right now, and everything else is icing on the cake. 

If her new refrigerator has an water dispenser/ice maker, make sure the water line hookup is secure to prevent water damage.

They want consistent reliable cash flow month to month and any appreciation in the property 30 years down the line is just icing on the cake.In the end, you can generate returns any number of ways, to varying degrees, it all depends on what you are comfortable with, what you can afford, and who you invest with.

Slipping on ice, down the stairs, etc).

All the court wants is resolution and a certain degree of compliance.Claimants include heirs, contingent heirs and beneficiaries, their successors, assignees and creditors (both secured, unsecured and priority unsecured like DHCS).If you can ache ice agreement by all parties, there's no one yo gripe.Referee's required to provide date of death value and another appraisal if DOD < one year. 

On a side note, I grew up in South Holland and played hockey in Alsip, passing through Midlothian on a regular basis. 

After reading Rich Dad Poor Dad ~ 2-3 years back, I knew I didn’t want anything to fancy (fixed up) or to close to market value, so my first target for buying my first home was going to be foreclosures (ideally that did not require too much work).My plan was to gain a bit of equity by fixing up a foreclosure and eventually either selling it or using the equity in the house (3-5 years down the road) to buy my first rental property.As luck would have it, I was fortunate enough to find a house that matched my criteria and was also fortunate enough to win my bid on a nice house (foreclosed).The icing on the cake for this deal was that my initial purchase price was $50,000 less than the appraised value.As a result, I now have a potential $60,000 in equity in the house.

(when considering an A/C system, especially in a humid summer environment, trying to cool with hydronic is challenging...think sweating glass of iced tea).

It has certainly given me motivation, I am trying to find a way to break the ice.