However, it allows you to use the vacant rents of 75% market rent as an alternative income to help the borrower to qualify.Happy to connect and assist you in your real estate investing journey.

You are in TX, and if your properties are in TX also, you definitely should look into Series-LLC as an alternative - then you don't need to worry about this question, as you can place a property in its own children Series-LLC that you can form when needed.2.

Has anyone found a more cost-effective alternative that can match CoStar?

Alternatively, the taxpayer may change from the impermissible method of determining depreciation to the permissible method of determining depreciation for a 1-year depreciable property by filing an amended federal income tax return, or an administrative adjustment request under § 6227 (AAR), as applicable, for the property’s placed-in-service year prior to the date the taxpayer files its federal income tax return for the taxable year succeeding the placed-in-service year.

The vertical cost (construction cost) is consisted of material + labor + contingencies (surprises) + overhead + profit.

I’m current of looking for alternative quotes, but not looking promising. 

One thing for sure; thanks to the new tax plan accelerated depreciation is about to get materially even better!

- Learning Resources: Recommendations for learning materials focused on Texas real estate?

Alternatively, you could get the appraisal done, let it get called out and then have a conversation with the bank saying that this is all that is needed and with it is a full contingency release.

If you received a basis step-up at dad's date of death, you may be able to sell with little to no gains, and then choose to invest those funds in an alternate property closer to home, if desired.