It further defines some parameters around other lien holders and their role in a superior foreclosure case.

I sent them the county deed holder's page in hopes that public record would be on my side.

If I ran a ferry moving vehicles across a river and had to refit new or rebuilt engines, I'd need to amortize that cost as it extends the useful life of my asset.My example of a furnace filter holder probably was not a good one, if it's a minor cost and the useful life can't really be determined that repair could well be an expense.

Directly paying a lien holder $25K is NOT going to go toward your down payment. 

When I looked up the foreclosure case online, they were actually having the previous foreclosure sale canceled, to refile, since they failed to name a second mortgage holder. 

In most counties (Not Maricopa though) the lien holder is offered the subsequent taxes first. 

After a certain amount of time, the holder of the land lease will have the right to foreclose.

As a lender I do not keep track of what the various big asset holders call their REO loss mitigation departments, complete crap shoot if the person you call will know that HomeSteps is the REO loss mitigation department of Freddie Mac... really no reason for us to know, we don't care who is selling the property.You just need an investor friendly local lender.Now that you're at 4 financed properties and looking at #5, expect your down payment requirements to be bumped 5% from what they otherwise would have been.

If you transferred deed, and they defaulted, wells fargo would not allow you to become primary lien holder, plus they'd be pissed to find out that you transferred the deed on them and call the loan due immediately.

We are definitely buy-and-holders, though we wouldn't be opposed to flipping something if the right thing came along.Your thoughts or advice very much appreciated!