FL, NY, MD, CA, VA, NJ, Horizon Bank, Kalamazoo MIHuntington MI 75% LTV 5 yr IO product available.

There is some hope on the horizon, as at least a few people in prominent positions are starting to see the options. 

If so, then Horizon Public Health is the licensing agency.

If you have a longer time horizon, one approach is to buy in an appreciating area or the path of progress, accepting a lower initial cash flow with the (relative) assurance that appreciating housing values bring up your rents over time.

You have a 16 year horizon to invest and 80 k to invest with but you want to feel comfortable with real estate to be able to find BRRR deals.

@Matthew McNeil recasting is simply refinancing your loan to extend the time horizon for loan repayment thus lowering your monthly payment right?

If you have a long time horizon, however, you will be fine.  

Gives time to build up reserves, and get your processes down.Have a time horizon on the entire partnership.

It is sunny and clear, that does not let you know there is a storm brewing on the horizon or not.

Once this is sorted out, what is your time horizon and what will your holding costs amount to?