Colleen F. I

I'm not 100% sure why Appraisers cannot seem to give a good Appraisal except when they have the Contract and it seems to me that they purposefully try to make the Market Value exactly as the Purchase price.Honestly, if the Appraiser never knows the Contract Price, then he can do a more independent analysis.Obviously, if the Appraisals come in at the same as the Purchase Price, which implies that the PP is the Market Price, the Cap Rate and the Un-Leveraged ROI are pretty much the same value.I'll be curious to know if others have experienced if their Appraisals are coming out with the same Value as the negotiated Price upon purchase.Also, what about the Appraisal Price for a Re-Fi.

The cheaper guys may not be reliable, take too long, or don't show up.Here're some good blogs to read, in case you have seen them yethttps://www.biggerpockets.com/renewsblog/2015/07/1...https://www.biggerpockets.com/renewsblog/how-to-fi...https://www.biggerpockets.com/renewsblog/2015/06/1...

I am majoring in marketing at USC Upstate in Spartanburg, SC. I

This is my first re-fi and it is on a duplex.

@Daniel Guerra it's all about the value of the property when you acquire and at the time you re-fi...and you mentioned NOI...only relevant if you are 5+ units (for valuation anyway).

When it's time to Re-fi, hopefully in 6 to 12 months, what can I expect for rates?

I honestly think he was just foolish with his re fi and bought some toys he couldn't afford.

I want to refi, and get the cash out to keep moving with my growth, however because I am a Canadian here (U.S.) on a working visa I am noticing that I am having some issues with classic re-financing and getting 80% LTV as a lot of my U.S. citizen friends are able to do.Does anyone have suggestions on how to re-fi my place and get a solid rate as a foreign national?

Thanks Elijah F., I will take a look at them!