They will not accept things such as flushable wipes, personal wipes, baby wipes, paper diapers, sanitary napkins, tampons, wads of toilet paper, dental floss, balls of hair, paper towels, newspapers, grease, oil, table scraps, bones, clothing, rags, sand, dirt, rocks, or children’s toys.

I have been toying with the idea of offering a modest discount if the tenant completes Dave Ramsey's Financial Peace University class.

@Dallin DragonVery challenging as their are private lenders but they will typically lend x% of a price up to y%.You will get charged a high rate as well as it’s being bought site unseen.

One thing will be a yearly toy fund that can be spent freely over the year and replenished once a year.

Patrick Bet David always says if you have a small amount of money, why not buy and sell t-shirts, candy, or toys to increase your income. 

Had an above the median income paying engineering job out of college$60k in student loan debtPurchased a new truck a few months into my new engineering career, putting myself another $25k in debtHigh cost of living out of college – partying, buying toys, eating out, etc.Following the societal norms for how to live life.Savings rate was almost 0%Retirement contributions of 15%, but I don’t really count that towards my savings rate since it’s locked awayPaying off ~$1000 per month in student loans After a year or two out of college, I soon realized that I was spending a majority of my income and wasn’t saving really any money.

Cars are just big boy toys!

I personally would sell the "boy toy" and suck it up and roll with the 4 door as my only ride. 

This could include a dog toy, gardening book, or some cool coffee mugs.

.- The seller may want to buy some "toys" ie. new car, vacation, etc.