Hello BiggerPockets,After reading numerous books from the BiggerPockets library and spending more time on Loopnet than I would like to admit, it is time for me to put some of this knowledge into action. 

I can't vouch for it, but check out "Real Estate Partnerships" book in the BP library.

The vast majority of DSCR loans are structured as regular mortgages with the personal income/DTI replaced by the rental income from the property.

Real estate has a vast array of different strategies, instead of timing the market, consider your goals, what is available to you, and what makes sense both in the current market cycle, but also long-term.

Shasta to the north is also getting some development interest because of the ski area, proximity to vast amounts of wilderness with all kinds of recreation.

I do well in this arena  but the vast majority dont have the skill set to navigate it. 

The pros to them are vast though, no cap on how many mortgages you hold, they don't show up on your credit report, the closings are quicker, the rates are competitive, we only require a soft credit check, no tax returns or employment requirements, and the seasoning periods a very short.

Texas is such a vast state with incredibly diverse real estate markets, each with its own unique trends and opportunities.

So for vast majority of the history where USA enjoyed position as net exporter, innovator, world currency standard, it was NOT a title held due exclusively to the USA "greatness" as we are all force feed.     

I don't have time to go to the law library or access to the legal data bases that have more detail than my searches have resulted.