The seller was in a must sell situation.

Also, explore creative financing options like seller financing or private loans to reduce upfront capital needs.

. ($150k down, 5 year seller financing.) my point being you may get $20-$40k more in a year if you don’t need to sell. 

Sellers who were holding out are starting to adjust, especially for cash or creative terms. 

I know there's seller finance and "B" lender that are good for the short term, but if a balloon payment is due say in 5 years, there's no guarantee that my DTI would be in a better place then I'd be stuck without funding. 

Not a lot of distressed sellers underwater on loans.

They offer some good options for sellers that want to move property quickly. 

Does this guarantee that a seller wont give in to greed and try to get out of your agreement? 

Another option could be exploring creative financing like seller financing or partnering with others to leverage better terms.

The seller was in a must sell situation.