I am looking for insurance company (preferably Allstate as they are cheapest in my case in New Jersey) that does homeowner's, landlord, and auto in NJ, VA and MD.

This is not the case in any jurisdiction we cover.Sure, consideration is required... that's the purchase price.

I would certainly feel strongly defending such a case in an IRS audit.

I now tie my identity to daily activities (learning and improvement) and the results are taking care of themselves.I am understanding and gaining control over my mind (your #1 above).I hit the gym first thing in the morning and eat a can of tuna and low sugar protein shake for breakfast...a workout and 45 grams of protein is a good way to kick off the day. 

This seems to be the case in Pearland, Friendswood is a medium-sized city located in the state of Texas.

They're either the developer who built the property, or owners of vacant or occupied buildings who submitted and completed a conversion plan that can now sell units to end buyers.When they mention a sponsor package, instead of selling units individually, they sell a number of units, in this case, in packages of 19, usually at a discount to selling individual units.

There is nothing wrong with this if the large equity holding has been achieved via appreciation which is the case in your instance.However, the same equity value would have a greater cash flow if utilized on a multi family.  

Case in point: I had four people last year that tried applying for the 4bed/3bath home mentioned above.

Legal Services of New Jersey suggests that all tenants get a signed receipt for all rent payments and only pay by check or money order.I would suggest asking them because I think they will be the most likely to bring any test case in New Jersey.

If they are a resent addition then you should have a good case in court.