This would not be recommended for the everyday Mom and Pop seller but is something that can work for clients that are accustomed to investing, using business structures, and have the discipline to maintain the structure over time.

****By tested I mean, I get a number from the spread sheet, put an offer in on a house, and then the loan adviser tells me what my payments will be...including P&I, Insurance, and Taxes...if my numbers don't hit to the penny...I MADE A MISTAKE AND NEED TO FIND OUT WHY.There's an arrogance to running your own numbers, you have to KNOW you are right, and then obsessively crunch to find out why you're not.I look at my spreadsheets every day and ask how I F'd this up.

There's also quite a few people that drive off you cape every day. 

How do you think Mom's going to do against someone like me who does this all day, every day for a living? 

Other thing is you have to work at it every day. 

Everyday is lost money you won’t get back they are stealing from you 

Either one of these options may be difficult to justify if one tenant is home all day every day with utilities running like crazy.

Im now heavy in the learning and evolving phase listening to all the podcasts everyday and “cash flow quadrant” in hopes to sytemize better and scale up my rental portfolio.

I listen to the podcast just about every day and I wanted to see if you guys could recommend some books on the different types of lending methods out there.

I listen to the podcast just about every day and I wanted to see if you guys could recommend some books on the different types of lending methods out there.