So.....Too good to be true? 

I think this is generally true (in fact I wrote an article saying the same thing a year and a half ago and so far it's been correct: https://www.biggerpockets.com/blog/this-housing-market-isnt-...)I don't think it's going to be good though.

Any advice for shopping for lenders is much appreciated!

I've spent a lot of time dining and shopping there. 

I also have experience with retail, both my wife and I started and used to run a clothing shop while we both were busy (me with my company and she with a corporate job), for around 5 years before we decided to sell it.

The trouble I am having is there is no comps to look at in the immediate area, so I just took some comps that were miles away up further north, and subtracted a little bit since the area was located near more desirable restaurants and shopping. 

This will be especially true for newer invesetors who jumped in the market in the last three years, Since I don't do notes I won't comment on the rest. 

If you're in a diverse market and opportunities for either single or multifamily properties will support your ROI goals then I say don't exclude either segment in your search.Regarding your comment that a multiplex may be riskier with lots of maintenance & vacancies, this is only true if you let it be true. 

Actually, and this is true, if they ask me to fax, I give a super believable impression that I don't know what they're talking about.  

A lot of people with growing portfolios start to look at a true property management software.