I've just been swamped, showing properties, with everyone trying to tie stuff down before rates go up again.

But I still think Kansas City KS and Mo has the best rental market.

Does anyone know of a calculator where I can plug in the additional yearly pay down along with the appreciation rate of my area? 

Was fortunate enough to lease for higher than expected rental rates.

I have known and worked with Matt for years.I have attended his training and hired him as a consultant.He is hands down the best at what he does.I have personally raised over $50 million for my hard money lending company.I am grateful for a lot of people who helping me with this success and Matt is at or near the top of that list.

Lee Arnold is by far one of the best people in the business.

Best of luck 👍🏻 @Justin This is almost perfect advice but you do need 3.5% down with an FHA mortgage.

Terms such as interest rates and payment schedules are typically negotiable.Combining creative financing with seller financing can include strategies like:Subject-to and Seller Financing: Taking over the seller's mortgage and financing the equity portion through the seller.Lease Option: Renting with an option to buy while negotiating seller financing for part of the purchase.Wraparound Mortgage: Keeping the seller's existing loan while they finance a new loan that includes the balance.To proceed, consider connecting with experienced investors, understanding local legal implications, and attending networking events to gather insights.

We ended up just selling our 4plex, but out of the three, I liked heart and home best.

Wishing you all the best in your investment endeavors.