People don't realize how utterly exhausting it is to convince an owner to do the right and needed thing when it's clear as day to everyone else.

6.0 Sinc is draining slowly (bathroom) - snake the sink - $3506.1 Float on the flapper (Toilet) - $756.4 Exhaustive fan in bathroom - ??

I know personally how exhausting it can be to commit to the daily objectives and to put service before oneself.

This is not an exhaustive list, but an example of some of the most common upgrades.double-pane or triple-pane window glass to offer isolation and protection;hydronic heat system to reduce energy usage; getting hydronic panels can and should blend seamlessly into the architectural design of your home.reflective roofing to prevent heat loss;HVAC units with a rating of SEER 13+ to avoid high energy usage;exterior doors with extra insulation to help maintain the interior temperature;R-38+ roof insulation;R-13 – R-19+ wall insulation;80+ percent efficiency furnace systems (gas);foundations/slabs with extra insulation;windows that are vinyl and rated Low E;passive solar design to use natural energy;structural insulated panels;vacuum insulation panels;Can I certify my own property?

I would exhaust the conventional financing world first though. 

Exhaust all your options before making a decision.

After that's exhausted, send them a bill for the remainder.If the urine got under the pad and onto the subfloor, you'll want to paint that with an oil-based primer to seal in the odor before putting down new carpet. 

Im older and its exhausting so that is a con but i could force myself to do it if it had financial rewards at the end...Please tell me what thoughts you have and especially any negatives to any of them that i might not have thought of.

The umbrella limits are used when the underlying (primary) limits are exhausted in a claim.Your Condo Declarations and Bylaws will determine what the Association needs to cover.  

Hey BP Team,I have a client who's currently under contract on multiple properties (all great deals) but is getting into a position where his down payments funds are getting exhausted as he builds his portfolio.Ideally, he'd prefer to not bring in a capital partner though we believe that would be the easiest solution.