The only assets they have is $10k and good credit.Personally I’ve always found lifestyles members to be total cheese bags.

Danny,where are you getting 15k to build each cottage?

So I see every one asking what to write on a yellow letter so I won't.Howevr I will ask a question about it coming from the other end.Every guru, swears by it and recommends it,  write I want to$ BUY $your house.....Me personally I find this cheese and not genuine.

Texas law is a little fuzzy about cottage industries, and the lease isn't specific about running a business from the home.

Even 2 BR cottages are over $1m.  

We then discovered that there was a cottage industry in buying and selling consumer mortgage notes.

I have lived in a primary single family residence in Mansfield for 19 years, owned a lakefront cottage in New Hampshire for a couple of years (back in the late 2000s) that I rented out as a weekly vacation rental before selling it with a small profit a few weeks before my second child was born (not enough rentals scheduled during the last six months or so to cover the mortgage).

Back in my days based in Germany & France there were enclaves of these very small  summer 'cottages' used as get-aways as the majority lived in cramped apartments in the city.

Although I agreed with everyone's feedback that her proposition was slimy, I thought I would give it a try and told her I'd give her $2000 if my offer was accepted.In my mind I was only taking my maximum allowable offer and reducing it by $2000 to take her commission into consideration.Let me tell you what the $2000 cheese got me from the rat.

My typical response:Hi ___,Unfortunately we have another guest who is checking out this morning and our cleaner will need the entire time to flip the cottage for your stay.