There are pro's & con's to both sides, and it is dependent on your goals & time horizon.  

It should be the top criteria for most investors if they have a long term investment horizon. 

You are describing high inflation, not hyperinflation.I agree that a recession is on the horizon for the US economy.

Which provides more long term (5 year horizon) cost effectiveness when monthly cost savings are offset with cost of unit and installation?

Regarding stocks: I heard early on, I believe on Motley Fool, that we shouldn't make a stock investment with less than a 5 year time horizon.

If you need a good one, we prefer Horizon Trust out of Nevada.

They are under water and will return properties to banks.Prices in Southern California make some think that a bubble is on the horizon.  

Time is on the horizon that non-licensed wholesaling will be the exception and not the rule. 

Especially if you plan to live there 3 years this seems like a better option for what you describe especially with 1) Large lot 2) seeing that you were thinking JADU I assume owner occupied 3) wanting to build more than one additional unit.There is no way I would be exercising the ADU rules with SB9 on the horizon especially if I were owner occupied.Good luck

I know I’ll have water well maintenance, hvac, driveway work, and electronic replacements and furniture on the horizon.