I wouldn't have any problems paying an agent under terms like this for their service(s). 

What is a "wholesaler" at simplest terms?

A good property manager can help with tenant screening, enforce lease terms, and handle evictions more efficiently if it comes to that.Require a Larger Security Deposit: Within the bounds of local regulations, a larger deposit can provide a cushion in case of damage or unpaid rent.Consider Rent Guarantee Insurance: Some companies offer insurance products that can cover lost rent in case of tenant default.

@Jake Baker  You should think about a rehab loan if you are going to buy and hold.

Now take short-term AirBnB properties like one of mine in Miami.

IDK pets can certainly do damage but with a decent long term tenant I tend to want to preserve the relationship.

Do you believe in it’s mid to long term growth potential?

We have a lot of owners convert to Mid Term or Long Term rentals.  

Their lease is 6 month term with a same rate month to month however, their insurance states the rebuild of their home and fire investigation efforts are going to take 12-18 months. 

Most non-FHA loans will require at least 15% down but you'll have to have amazing credit.