ALso when Wells Fargo denied you did they counter with an offer?

Get a Commercial Umbrella Policy - Personal Umbrellas can just deny coverage without warning if you have more than their "limit" of properties (usually 3 or 4).The full list with more explanations is here.So this is where I am starting in regards to searching for a good scalable policy for my LLC-owned rentals.

A year ago I went through the whole process because of one's enthusiasm only to find out I was denied because I had less than two years of self-employment tax returns.

Since I told them I could not allow any dogs on my insurance deny coverage list I really expected them to come back with a small breed dog.

Late reporting could allow the company to deny the loss. 

if your occupancy limit is 6 humans, then they have exceeded and you should deny. you should have this number known and written down, so if someone accuses you of discrimination, you have a resource to show why they are not approved. also, note that I said humans, not adults or children. you cannot say 6 adults is too much but 6 children is ok. your occupancy limit should strictly say how many humans are allowed to occupy.in my opinion, 7 people in a 3 bedroom is too much.

This gives you a better idea of how destructive the pet was, and you could deny or accept it prior to move in.

The court can then deny the relief from stay and approve the new plan for that creditor. 

If you say "NO", and later on it is found that the building does have aluminum wiring, they can argue you misrepresented the risk and deny claims. 

if your "thinking about allowing it" may land you without a tenant if you deny it.