Wise lenders have borrowers sign legal agreements and have them provide collateral that is worth more than the amount of the loan in case the borrower doesn't make the promised payments on the loan.

The hard part that a lot of people miss is that this is calculated over 30 years (or whatever your term is for your loan). 

Bridge loan.

I'm planning on hanging on to my primary and renting it out (medium or long term due to local rental laws).

Have you leveraged lines of credit, private lenders, portfolio loans, or other creative financing options?

What is interesting is our held for sale are the longer term notes as we do not plan to hold them for 10+ years.

The key is vetting your lender properly—asking the right questions, understanding the terms, and ensuring the numbers make sense for your strategy. 

Different DSCR lenders have different guidelines.More on DSCR loans: DSCR loans won't use your income to underwrite the loan. 

From my perspective, it’s essential to ensure that financing aligns with your long-term goals and risk tolerance.

I have multiple lenders that can do 100% financing for the short-term rehab loan, up to 70% ARV for 1-4 unit properties.