We will be investing 50/50.

I plan to utilize some cash, margin loan, 401k loan, and a HELOC as a down payment.My first house hack (now an out of state investment) has a Zestimate of $530K, and I have $266K left on the loan.

@Nick ConnorsIt’s great that you’re using your savings to invest early, and Columbus could be a solid market given your familiarity.

That being said, there’s nothing wrong with investing in blue collar areas but I prefer to invest in the ones that have a higher degree of owner occupancy because the residents of those areas care about where they live and have deeper roots.  

If you look in another location I would stick to the 2 you are already investing in and expand your footprint.

@Michael Klick Congrats on getting things moving in your investing journey. 

Make sure you do your due diligence on that before you invest. 

I've been investing since 1989, and PR investing is harder than anything I could have imagined. 

What is your biggest challenge in RE investing right now?

It's 2025 and I'm going to get serious about investing.