Hi all, I came across this older post about Capella Mortgage and thought the following would be helpful for any members considering investing with Capella based on experiences of people I closely know.

Do you have enough funds for down payment and closing costs + emergency funds 3.

Others investors just want to close in their non profit if possible. 

.- Located in a C- to B neighborhood—close to amenities and mostly safe but not for everyone.- Converted to a rental in 2024; initially rented for $4,750/month, but tenants moved out, and the soft Bay Area rental market has made filling it challenging.

Hi John, I live very close to Cahokia, IL in the Belleville-Fairview Heights area.

There is the negotiating step, and the closing step, followed by the moving step.  

Event with all that the sale prices have been over the list price on average close to 1.5% over, which would seem a bit counter.If rates end up dropping a decent amount at all the prices could rocket even with inventory growing again. 

That fits my needs better than YNAB appeared to and is very close to Mint. 

You will need down payment money, You will need cash reserves Money, you'll need closing costs money, and you will need to get a bank loan.

It is my LLC to his LLC , a friend that Ive known for 9 years working many notes with ,not that close a friend.