The lender is not the seller, they just think they are, but without them you don't have a SS>Absolutely, making a false statement to a federally insured depository with the intention of deriving any benefit is a crime.

I also question when it is right to derive a business plan.

My recent endeavor of finding a real estate agent to work with to accomplish a couple of things(in which in total entails deriving data from the MLS,) has led me into contact with someone who is not an agent but has informed me that cash buyers obtained from MLS data are not including in the data from deals that were closed privately in real estate attorney offices.

I do not know what they use to derive their numbers but Zillow has a 1 year forecast for price and rent.  

What motivation or benefit would they derive from providing me what i ask for?

Without knowing how much of the value is derived from it vs. the two basement units, it's hard to tell if they are worth it.

In all cases, these are derived from the note and you should easily be able to reproduce the numbers.You should also ask for a copy of the demand instructions your lender sent to Title.

This is just derived from my reading of various conflicting books and documents.

Edit: I may have goofed on the debt service above b/c you are putting 20% down....not sure if the payment you cited includes the down payment or not and too lazy to figure it out...trying to do this while eating ribs :)....you can adjust the debt service and cash flow accordingly.Edit 2: Do a Google search for "Ray Alcorn" and "Deriving YOUR Cap Rate"...read the article and redo your financials quickly...curious to see what you think...loan constant should be in the 7s and cap rate is near 10 so it should throw off some cash if your NOI is accurate

No consideration to the cash flow other than the asset requires a DSR of 1.25So even if the asset had a 1.75 or 10 DSR, the max loan is based on the lowest value derived from the appraisal.