George Utah – I’ve witnessed firsthand, the full spectrum of price per square foot on golf course real estate.

Working class, well established neighborhoods with very reasonable tax base, you can get homes under $90,000.00 with taxes in the mid $2's with $1,050+ rents - **PM Me for more detailsI do not play in the lower spectrum of neighborhoods or home prices such as $40-70K with under $1,000.00 rent, just not my cup of tea, I have several homes in my portfolio remaining from that novice/beginner time point in my investment life, but as I have evolved, so have my properties, in category and quality.

@Chris WangAre you really looking at deals all over the spectrum? 

Hope that give some insight into "asset based lending", which is basically a spectrum.

We are obviously on the "junk bond" end of the spectrum

There are so many different opinions on the subject ranging from no health risk to bigger then nuclear accidents (and everything in between).I would think anything posted, there would be an equally compelling argument on the exact opposite side of the spectrum.

As in any profession, there are members who are models for others to pattern themselves after and there are people at the other end of the spectrum who discredit the profession.

so pulling trigger but my partner/hubby is of the opposite spectrum (speculative) so between the 2 of us, we strike the RIGHT BALANCE.but its a constant battle. my objections and his eagerness. 

Of course, the riskier the development/flip the more we are entitled to as a return - but considering we are new to this angle of investment, we want to play on the conservative end of the spectrum at inception.Any experience with trading these loans in the secondary market?

In my personal opinion first time home buyers are on the opposite spectrum than investors.