You mentioned prices sky rocketing b/c of owner occupants - that’s the core of what I’m saying as an investor I don’t care what the rent is I care about- ROI - ROT ( return on time/money velocity)- Return on Capital- appreciation/risk with market cycles- LiabilityThe cheapest Duplex in Lakewood currently is listed for $149,000 and combined rent of less then $1400 a month ( last time I looked)My point is sure rents can be raised a few hundred dollars, but let’s say you raise $600 for the overall unit.

Wholesaling is not rocket science. 

Hopefully your Houston property will continue to appreciate since the Houston Rockets are having such a great year.Yeah, the buying to rent is getting aggressive here.

STR property management is not rocket science so if you can start with a friend's or family members place, you can charge a low percentage to start and learn on the go. 

Big box Online lenders (Rocket, Loan Depot, etc) are a nightmare for anything out of the ordinary.

I have been denied by my current bank holding the HELOC and by Rocket Mortgage.They say my debt to income is a bit too high. 

It's not rocket science thankfully, a quick Google search can help you here. 

Its not rocket science.

Insurance - ValuePenguin, Metro Property Taxes - LendingTree, State Property Tax Rates - Rocket MortgageLow disaster risk - Natural disasters, such as tornadoes, can destroy entire communities, including jobs, shopping, and housing.

Not happy with my current Mortgage broker, he waited too long and gave me the runaround about cash out refinancing then left me hanging as interest rates started to rocket up.