I opened up a couple credit cards under my LLC (Amex blue and Chase ink) with 0% interest for 12-18 months.

Couple buddies of mine from the Bay Area ended up investing near Sacramento (better price points than the bay). 

Hello, I'm planning on purchasing property in the next couple of months.

I did a great program a couple years back from Brian Buffini which was all about organic referral lead generation and it tripled my business.

One strategy we employ is to give preference to those who are from out of the area and here for a set period of time (and then presumably leaving back to where they are from).

I was actually looking for a partner to start wholesaling with preferably someone local to St.

If you're getting back into the lending game for long-term hold investors, a realistic “ideal” loan might look like this:Rates: Somewhere around 6-8% interest, depending on the risk profile of the borrower and the property.LTV: 70-80% LTV is solid, especially if you're aiming for lower risk.Term: 5-10 years works for LTR investors who want stability.Fees: Reasonable origination fee (1-2%) is expected, but avoid nickel-and-diming borrowers with hidden fees.Prepayment: A soft prepayment penalty could be fair if paid off in the first couple of years, but after that, no penalties.Speed: Being able to close quickly (within a couple of weeks) would be a huge plus.In short, give investors a competitive rate, decent terms, and flexibility on prepayment, and you’re golden.

It is really, really hard to be an "expert" in anything more than just a couple of cities or areas because there's just not enough hours in a day to really - I mean really - learn your market.

@Jonathan Umana    First a couple questions. 

Let me know your thoughts...I think it could be a good time to do a fix and flip (start the process in the next couple of months and sell in March/April).