I'm at the other end of the age spectrum at 57. 

@John Babcock  we are doing retail flips in that market but at the other spectrum 200 to 500k retail prices for me personally I would no way risk funding a 30k all in flip.. unless its to someone like you or a very good TK company who has their buyers lined up.. holding on these for any length of time is RISK.. given break ins etc..

In fact, someone who has beliefs across the spectrum is probably more honest about their beliefs than someone who dogmatically adheres to a single ideology.

Also I'm targeting the lower price end of the spectrum, Total Assessed Value less than $200k.

I'm kicking *** with cash flow, but if I invested for appreciation only, I'd be losing my shirt.I guess that's the great thing about BP, you get people on all sides of the spectrum. 

Have a project that I've gotten 3 bids and price ranges are all over the spectrum (3k-7k).

I've always gone out-of-state so the article may sound slightly biased towards that direction, but for the most part it lays out the objective options and things to consider.At the end of the day, calculate the numbers on both options and see what you find.slight p.s. the markets you mention aren't horrible, but either not the highest on the cash flow spectrum or not going to cash flow at all (Portland).

You are going across many different spectrums each having pluses and minuses.Generally when I take on a new client there are many e-mails and some phone calls to walk through the different elements and differences.

Today I plan to speak with LendingOne and Spectrum Funding (https://www.spectrumfundinggroup.com).     

In my area, there are lots of REO properties and even more short sales, so the standard sale competition is low, thus I can price my properties at the higher end of the spectrum and usually get it.