i do know one female investor in beach areas of Orange County that sometimes chooses to add ADU on her flips and does well, but she is not hands off and is selective where she adds the ADUs.  

If a tenant chooses not to rent a place because the dishwasher is on the left instead of the right then you just dodged a headache of a tenant who would complain about everything. 

Choosing the right contractors are important.

My goals would be to increase monthly cash flow and have more access to the property's equity for things like Cap Ex, etc....Here's a blurb from a lender's website:"By combining banking functionality with home financing into one dynamic instrument, borrowers are able to save tens of thousands of dollars and years off their loan""Designed after popular programs around the world, the All In One First Lien HELOC is the nation’s first transactional offset type-mortgage program.Home financing and banking combined:Deposits lower your loan’s principalFunds remain available for expensesInterest is calculated on the average daily balanceThis lowers the monthly interest paymentsTens of thousands of dollars can be saved over the life of the loanMortgage freedom can be achieved in half the time or less

Starting with a multi-family home as a primary residence is a smart approach, especially with your goal to go debt-free and save up for that down payment.

As an investor and agent, my goal is to build connections with local multifamily owners.

Good luck with whichever path you choose!

I obviously can't pick and choose what score to accept due to the Land Lord tenant act laws.

Connecting with a local agent who knows the Atlanta market well can help you navigate these choices and find the best fit for your investment goals.

My goal is to provide as much value to the developer as possible by doing as much research as I can.